Pros and cons of using insurance:
- Insurance can come in handy when you are balancing many things to balance
- There is support that can be available
- And more…
- Insurance can often require a mental health diagnosis and limit the number of sessions you have.
- Your mental health diagnosis may affect your ability to secure life insurance
- Your information can be shared and confidentiality lost
- And more…
At the moment I don’t take insurance. I can accept an out-of pocket payment and present you with a super-bill if you have a health savings account. Please verify with your insurance company about the possibility reimbursement for sessions. Also, please speak with your tax preparer to see if you could deduct therapy expenses from your taxes as an out-of-pocket health expense.
At present, marriage counseling is not generally covered by in most insurance plans. There may be exceptions. Check on your EAP (Employee Assistance Program with your employer). Try contacting your insurance company and inquiring about any exceptions may be helpful. In any case, the methods of payment I currently accept are cash and check.
When considering if the cost of therapy is worth the investment in your marriage, consider that the cost of therapy to improve your marriage or relationship does not usually exceed the average cost of divorce which can exceed $12000 or more when you factor in court costs, litigation, attorney fees, and more, including the emotional costs of dissolving the relationship and the effects on your family. You and your marriage are worth the investment. There is another option. Therapy can be that option for you and your spouse. I can help.